Car Insurance

[ToyotaN00b]

Well, I'll start by saying that I'm a 19 year-old, full-time college student, living with my parents. My solara is a 2001 4-banger. I am under my parents policy (State Farm) and I'm paying $300 a month for insurance without a single ticket on my record or a claim to my insurance. Myself and everyone I talk about it agrees that this is way too high.

I was just wanting to get some perspective on others in my age group paying for insurance and if anyone has any suggestions on what to do or where to go to get better rates they are more then welcome!

Thanks guys!

[WunLoudSolara]

I'm 18 full-time school, living with parents, and even have my moms name on my insurance, Me - no tickets, no wrecks, my mom - 50, 1 ticket, no wrecks. 2 cars under insurance and the house is to, full coverage = $207 a month. SUCKS

Also I have state farm as well

[redkysolarase]

I'm under my step-dad's insurance and luckily he pays it for me. I'm pretty sure it's around 300 a month too. He has two cars, two boats and a house on his policy too. He has no wrecks or tickets. Same for my mother. Myself I have one ticket but it shows up as taking a 4 hour class instead of points on my license and one accident put on the insurance. State farm as well for me and like I said I'm pretty sure he's said around 300 a month for my car alone. I think the only thing you can to to keep your insurance down is just keep your nose clean with no tickets or accidents. I think if you're in school if you have good grades they might give you a break but that just might be in high school.

[ToyotaN00b]

Hmm...something else I should have added is that I'm listed under my step-mom's insurance with State Farm and there are two cars on there. My Solara and her 2003 Vette. I'm not listed as a driver on the Vette she even has to sign an agreement saying I would never drive it...That couldn't be what is making my insurance so high could it?

[Jai_Jai_Binks]

insurnace is based on a few things
1. Car (i agree no 5sfe should be that high)
2. Driver (from what was described..you weren't too young).
3. Location - I live in Harris County...the second highest insurnace premiums in the states....people's insurnace are often more than their car payments. So it all depends on where you live as well...

I pay close to 156 for full coverage (me: multi accidents, 27 yrs, married, multi-discount).

[Solaradude]

i am

20
korean
one ticket
no accidents
full coverage

170 a month


Steve

[Solaradude]

now that I was thinkin about it....

it was 170 a month

when i was 18
no tickets, accidents

but then...

one ticket,

and its like 210 a month now

Steve

[indiglosolara]

im 23,

I have state farm. But we have a family plan with 4 cars. I pay for 2 of them. My dad's car which is $600 for 1 yr with liability only. My solara is full coverage and i pay $1300 for one yr.

no tickets no accidents..

[Astro]

Don't forget your with State Farm, they will charge you an arm and a leg until you have been with them for a long time, especially when your under 25.

I'm 30
'00 Solara SEV6 (myself)
and '04 Solara SLEV6 Convertible (myself w/fiancee age 24)
3 speeding tickets within a year!
full coverage for both with The Infinity Group @ $198/month - will probably increase now

[Hsakuragi]

300 per month...

[SolaraT]

23 years old - married
Wife 28
$73 per month full coverage. Statefarm - been with for 5+ years.

Wife is the primary driver can't wait till I turn 25 so it goes even lower.

[TRD MCV20L]

im 19 and i have my own insurance. its just my name on the card. i have state farm insurace and i pay about $950 a year

[Ford_Fixorrepairdaily]

I switched form allstate to mecury and save about 300 bones. From what i know mecury laggs it when time comes for them to pay you for an accidental or watevers. damn car insurance if it wasnt for that i could of have my supercharger already .

[Stock Solara SEV6]

I pay about $700 a year with American Express through Costco. I had Progressive, but when I moved up to Chicago my rate was going to double! AMEX was half the price.
38, male, single, no accidents, and high deductible!
Don't believe the lies that insurance goes down when you hit 25, 30, etc. It never did for me, and they all raise rates every year! Insurance is a rip-off because of lawyers, thieves, and liars!